Frederick James Bayly was born in Camden. When he was a young man his family moved to Watford, where he met Florence Bradley who was living two houses away. Frederick was Station Master at High St Station Watford. He worked for the railways for a period, but by 1888 he and his family were living at 49 Kentish Town Road (Moreton House) where he was working as a manager for a coal merchant. He and Florence had four children, only Haswell and Sydney survived into adulthood. Florence died at Moreton House in 1894. Frederick remarried in 1900 to Mabel Young, and they had three children, moving to Bexhill Kent, where they had a corn chandler's shop. Frederick died in 1924, and Mabel died about 1962.